The Proactive Health Management Plan (PHMP) includes a limited benefit health insurance plan which provides fully insured indemnity benefits to covered members of the plan. The plan provides health and lifestyle coaches specializing in fields ranging from personal training to life coaching. Each certified coach combines educational material, telemedicine access and much more to provide a comprehensive Proactive Health Management Plan. The PHMP initiates and reinforces quality behavioral changes. Better choices and behavioral changes may result in lasting health and greater productivity in the workplace. The Proactive Health Management Plan works.


Wellness Indemnity Benefits

Dietary Assistance

PHMP-certified nutritionists are experts in food and nutrition, providing individualized dietary plans to promote healthier lifestyles or achieve specific health-related goals.

Health Risk Assessment

The PHMP contains a Health Risk Assessment (HRA) to determine which aspects of an employee’s well-being require attention. PHMP uses the collected data to customize a program to each individual’s needs.

DNA Screening

DNA Screening analyzes 19 genes for abnormalities, including BRCA1 and BRCA2, enabling coordination with health care providers to design personalized plans to detect and prevent breast and ovarian cancer at earlier, more treatable stages.


Talk to a doctor anytime, anywhere. Our network of licensed doctors are standing by 24/7 to help. They can diagnose, treat and often prescribe for an array of medical issues right over the phone—even from the comfort of your couch!

Biometric Screening

Biometric Screening identifies risk factors for illnesses, such as diabetes and cardiovascular disease, up to ten years before full onset. PHMP wellness coaches analyze screening data to provide adaptive strategies and monitor solutions.

Online Health Coaches

PHMP-certified trainers and health coaches understand the importance of an initial client screening and assessment. Uniquely tailored training and prevention programs are built to address the health needs and goals of each employee. These coaches provide prevention plans, encouragement and follow-up to monitor progress and adjust programs.