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Navigating Medicare Parts: A Beginner’s Guide
Demystifying Medicare: Your Essential Guide to Understanding and Choosing the Right Plan Medicare is a critical topic for millions of retirees and soon-to-be retirees across
Telehealth Innovations: Expanding Rural Access
Rural America’s Healthcare Access Challenges Rural America continues to face significant barriers in accessing quality healthcare. According to data from the U.S. Department of Health
Balancing Coverage and Costs: A Family Guide
Balancing Coverage and Cost: Master Strategies for Affordable Family Health Insurance Family health insurance is one of the most important topics many households grapple with.
Understanding Health Insurance: Simplified Guide for Young Professionals
Demystifying Insurance: A Simplified Guide to Understanding Complex Coverage Terms Insurance is meant to protect you, yet for many young professionals, the intricate language found
Seamless Health Coverage: Flexibility for Freelancers
Flexible Health Plans for Modern Professionals: The Key to Continuous Care Amid Career Changes In today’s rapidly evolving work landscape, the traditional 9-to-5 structure is
The Benefits of Bundling: How Combining Policies Can Save You Money
We’ve all seen those quirky insurance commercials with talking geckos, overly enthusiastic salespeople, and even time-traveling mascots. While these ads might make us chuckle, they
Health Savings Account: Is It Worth It Having it?
Are you considering a Health Savings Account (HSA) but unsure if it’s the right choice? There are approximately 36 million HSAs in the United States.
Do Brain Food Supplements Really Work?
Humans are living longer. Life expectancy reached nearly 79 years old in 2014. This represents a 13% increase from 1959, when US citizens were expected to live
Know the Benefits of Walking
We know exercise is inherently good for us. But you don’t have to be a professional bodybuilder or Olympic athlete to reap the benefits of
How Does Inflation Affect Life Insurance?
Supply and demand drive our economy. But when these two variables become misaligned, something must give. Inflation will likely follow if the supply of money
Signs Your Identity Has Been Stolen (and what to do about it)
In the U.S., a person’s identity is stolen every two seconds. A thief might use your personal information to open new credit accounts, enter a
Common Exercise Pains – How to Work Past Them and When to Call for Help
In physical fitness, pain can be a signal that something’s wrong with your body and may have nothing to do with your actions. For example,
Tips to Avoid Stress Eating
We all experience stress in our lives, especially as adults. And when we become stressed, we naturally seek ways to relieve the anxiety and pressure
When the Sun is NOT Your Friend (What You Need to Know about Sun Exposure)
When you’re over the age of 50, lying in the sun can be a relaxing experience. The warmth can calm you, easing aches and pains.
3 Tips for Safer Grilling
The smell of a summertime barbeque is one most Americans long for after a cold, dark winter. Cooking over charcoal, wood, or even on the
How to Prevent Sun Damage to Your Eyes
It is imperative that we all take precautions to prevent sun damage to our eyes. Doing so can substantially reduce the risk of developing eye
4 of the Best Ways to Stay Healthy this Summer
Summertime is the perfect chance to go outside and get healthy. Between outdoor activities in the sun to cooking healthy meals, let’s look at 4
What is a Variable Annuity? 4 Key Details You Should Know
If you’re thinking of annuities as a retirement plan option, or are just curious about them, you’ll want to continue reading. Below, we’ll explain what
7 Tips to Weather Challenging Periods in Your Life
Life can be tough sometimes, and it can feel like nothing is going your way. But don’t worry – there are ways to overcome challenging
Keeping Your Health Insurance Affordable
The cost of medical care continues to increase at a rapid pace. Learning how to manage your out-of-pocket healthcare costs is essential. One of the
The Harsh Reality of Credit Card Fees
Credit card fees are a fact of life, and unless you’re planning on never using your cards, you’ll have to accept them. But the reality
Utilizing Medicare Preventative Services
According to a recent study, two-thirds of beneficiaries are underutilizing Medicare’s preventative services. Are you one of them? Before 2011, most services, including preventive physician visits
7 Benefits of Slow Travel
Slow travel means different things to different people. However, it is an alternate approach to what most travelers strive to accomplish during a 2- or
Everything You Need to Know When Retiring Under 65
When it comes to retiring early, everything you need to know boils down to two things: time and money. In this short article, we cannot
Should You Insure Your Gifts?
Gifts are special, as they can mean so much to the person receiving them. But what if something goes wrong with the present? It can
3 Top Habits that Lead to a Happy Life After Retirement
If you’re like most retirees, you’ve dreamed of a life of leisure and relaxation post career life. But even after years of planning and saving,
Living Outside Your Comfort Zone in Retirement
For many people, retirement is a time to relax and take it easy. But for others, it’s an opportunity to start living outside their comfort
Building Bone Density for Seniors
Healthy and strong bones serve two essential purposes. First, they support our bodies so we can walk, move, and perform all the wonderful activities we
3 Top Tips for Better Posture
Proper posture is a must for people of all ages. The benefits of good posture are well documented and include increased confidence, easier breathing, and
How Much Life Insurance Do You Need Right Now?
You know that you need life insurance, but are you sitting in front of your computer wondering how much you need? If so, you’re not
10 Tips for Managing Cholesterol Levels
Have you been told you need to manage your cholesterol levels? If so, you’re not alone. According to the Centers for Disease Control (CDC), almost
6 Cold Weather Safety Tips
It’s that time of year again – the cold weather is here! Unfortunately, though cold weather offers many fun seasonal activities, it can also be
How to Enjoy a Long Layover
For many travelers, the last thing they want to endure is a long layover before continuing to their next destination. But with a bit of
Closing Out the Year with a Smile!
It was Pope George XIII that declared New Year’s Day an official day of celebration in 1582. Early festivities included yelling, hollering, and blowing horns
Why Do I Keep Breaking My New Year’s Resolutions?
The concept of New Year’s resolutions dates back to ancient times. The ancient Babylonians are credited with being the first to make New Year’s resolutions.
I’m 60+; Do I Need Life Insurance?
Well, it’s official: we’re all getting older. We may have thought we were invincible in our youth, but the reality is that we’re all going
Winter Hydration – Do I Need It?
We all know it’s essential to stay hydrated during the summer months. But did you know it’s just as important to keep hydrated during the
Set Yourself Up for Success with Your Fitness Routine
Starting a fitness program can be a great way to improve your physical and mental well-being, but it’s also easy to fall off track. Here
Life Without Clutter
With an empty nest and retirement just around the corner, you might consider downsizing your home. Preparing for your next move and downsizing offers you
Self-Love Ideas for Valentine’s Day
Valentine’s Day is a time to celebrate relationships with significant others. But it’s also important to remember to love and celebrate yourself. While spending time
Buying Health Insurance: A Millennial’s Guide
One of the most important, yet complex products you will purchase as an adult is health insurance. But with a nearly endless list of options,
Living Your Best Life After 60
Turning 60 typically marks a new chapter in one’s life. It’s a time to reassess your goals, focus on what brings you joy, and make
Buying Life Insurance for an Elderly Parent?
When an elderly parent relies on their adult children for support, the costs of medical bills, in-home or assisted-living care, and final expenses can add
Sharing the Road with Cyclists
There are over 47 million cyclists in the United States. Unfortunately, accidents involving automobiles and cyclists have become all too common. In 2020 alone, there
Coverage for healthcare treatment denied? Here’s what you can do.
Navigating the insurance world can be tricky, especially when you’re faced with a denial of coverage for your medical treatment. While a denied claim can
What experts say about raising the retirement age
The social security piggy bank is running low, at least according to lawmakers who are looking for ways to shore up the program’s trust funds.
How Life Insurance Benefits Women
Did you know there is a gender gap when it comes to life insurance? A recent survey by Forbes revealed that 22% of women do
Waking Up to the Impact of Insomnia
Did you know that according to the American Academy of Sleep Medicine, approximately 30% of adults in the United States suffer from insomnia? Of those
Keeping Health Insurance After a Layoff
Losing your job can be a difficult and stressful time. As the federal government continues its pursuit of keeping inflation at bay, it is expected
Aging and Our Body’s Ability to Heal Itself
Our bodies are constantly changing as we age, affecting our overall health and well-being. The changes can be physical, emotional, and/or psychological. Although these changes
Smart Home Systems: Promoting a Comfortable Environment for Seniors
As we journey through life, our needs change. This is especially true as we enter our golden years. Fortunately, recent changes in technology are now
How to Dispose of Unused Medications
The most common reason medications go unused is due to expiration. This may not surprise you, but it may be shocking to learn that a
Your NEW Social Security Statement
More than 65 million Americans receive Social Security benefits, with over 175 million workers paying into the system. With the new Social Security statement released
Music and Your Wellbeing
Do you remember the joy of listening to music when you were a kid? Maybe you had a favorite song that you would sing along
What’s Keeping You from Losing Weight?
Losing weight can become an increasing challenge as we age, especially during or nearing retirement. There are many factors that come into play, affecting our
Summer Workouts for Your Dose of Vitamin D
It was at Eric Clapton’s house in 1969, when George Harrison wrote “Here Comes the Sun.†The now-famous song is a happy tune that puts
Medicare and Medicaid: Dual eligibility
As you approach the Medicare age of 65, you may be wondering about the healthcare choices available to you. For individuals on a fixed income
Is celebrating your 100th birthday no longer a dream?
What are the odds of living to 100? They may be greater than you think. As technology progresses, so does the opportunity to extend our
Foods you had no idea you could freeze
Did you know that our ancestors utilized freezing as a preservation method thousands of years ago? That’s right. Freezing food isn’t a modern practice, as
The best herbs to grow for beginners
Do you dream of crafting your very own indoor garden, but find yourself overwhelmed by all the information that’s out there? Don’t fret, as today
The Body After 60: Overcoming Barriers to Exercise
While we often associate exercise with physical gains, it’s important to recognize the remarkable impact it can have on mental and emotional well-being. According to
Enhancing Resilience as We Age
Resilience, as defined by the American Psychological Association, is the ability to adapt well in the face of adversity, trauma, or significant stress. As we
How to Maintain Our Body
Aging is an inescapable facet of the human experience. However, our response to aging does not need to be a passive surrender to its effects.
How to Build Sustainable Wealth
Wealth is not about having a lot of money but having a lot of options. Even though accumulating wealth involves saving money, most of us
Are you underinsured for your circumstances?
As we journey through life, our insurance needs evolve, especially as we reach age 55 and beyond. One crucial policy is life insurance, which provides
How much should you actually have in savings?
The amount of available information related to financial decision-making is overwhelming. Determining how much you should actually have in savings is no different. Like most
How to Improve Your Health: The 5 Main Aspects of Wellness
In the whirlwind of life, finding the right balance can often feel like an elusive goal. But achieving harmony across various aspects of your life
How to Experience Positive Aging (8 Tips)
Is it possible to embrace the beauty of aging with open arms? Sounds fanciful, but it can be done by shifting the narrative and exploring
Best foods for hydration
Maintaining proper hydration is a cornerstone of good health, and its importance grows as we age. A 2015 study published in Age and Ageing found that nearly
How to Trim Down Hidden Costs of Flying
Flying offers the allure of exploration and adventure. In fact, according to the Bureau of Transportation Statistics, U.S. airlines carried a staggering 853 million passengers
Long-term Health Benefits of Physical Activity
While it’s common knowledge that physical activity benefits our health, have you ever considered its profound, long-term advantages? Some of the benefits are fairly obvious.
Coping with Seasonal Affective Disorder (SAD)
As the seasons change and the days grow shorter, some people face a condition called Seasonal Affective Disorder (SAD). According to the National Institute of
DIY Delights: Creative Projects for Seniors
By choosing the right project and embracing the joy of crafting, you will embark on a fulfilling journey of creativity and self-discovery. Remember, it’s not
Reduce Stress: Develop Patience
Diana used to become agitated over the simplest things; even standing in line at the grocery store caused her frustration. And then there was John,
Best Dog Breeds that Suit Your Needs
Dogs are more than pets; they’re loyal companions who offer love, laughter, and a sense of purpose. Choosing the right dog breed for your needs
Thriving in Your Golden Years: Strategies for Aging Gracefully and Vibrantly
Aging gracefully and vibrantly is a goal we can all aspire to, regardless of age. It’s about embracing life’s later chapters enthusiastically and maintaining a
How to enjoy and celebrate chilly, gloomy days
As the autumn leaves begin their graceful descent and the air gets a bit nippy, it’s undeniable that chilly, gloomy days are part of the
Eating for Energy: Foods that Boost Your Stamina and Productivity
We all encounter days when the weather feels a bit gloomy and our energy levels could use a lift. So today, we’re here to share
The Art of Productive Procrastination: How to Make the Most of Downtime
Mark Twain once said, “The best way to get something done is to begin by doing something else.” If that’s not the battle cry of
Mastering the Mind: Techniques for Better Memory and Cognitive Function
Ah, the marvelous workings of the human mind – where memories are crafted and cognitive functions dance. If you’re in the wise age group of
Self-care tips for December
As the winter wind chills the air and colorful lights brighten our days, December invites us to embrace festivity and reflection. Amid the joyful chaos
How to be a Time Management Whiz During this Busy Season
The holiday season is a time for joy, family, and celebration. But for many of us, it’s also a time of immense stress. Between shopping,
Staying Healthy During the Winter Months!
As winter’s grip strengthens and the season presents unique challenges to our health, maintaining our well-being becomes more important. There are many reasons why winter
The Magic of Christmas Traditions
When chestnuts are roasting and Jack Frost is nipping at your nose, you know the holiday season is upon us. Perhaps your family doesn’t roast
New Year’s Resolutions: Staying Committed Year Round
Within the lyrics of Auld Lang Syne, the timeless song often sung just after the stroke of midnight on New Year’s Eve, we raise our glasses
Three Joyful Habits for a Healthier You in 2024
Ah, a new year. This is the time of resolutions, gym memberships, and a collective sigh as we vow to ditch the holiday pounds and
Financial Fitness in 2024: Budgeting and Saving Tips
Let’s face it: our financial concerns are slightly different than they were in our 20s. Retirement looms, healthcare costs creep up, and those avocado toast
Digital Detox: A Healthy You in a Hyperconnected World
Remember the world before smartphones buzzed in our pockets and laptops glowed on every countertop? It wasn’t so long ago, and while technology has brought
Unraveling the Mystery of the Extra Day
For over 400 years, most of the world has used the Gregorian calendar. Implemented as a modification of the Julian calendar by Pope Gregory XIII,
Exploring Superfoods: Nutrient-Packed Ingredients for a Healthy Diet
Goju berries, camu camu, and noni juice, oh my! The term “superfood” often conjures images of acai bowls and spirulina smoothies, a kaleidoscope of vibrant,
3 Common Sense Things People Should Know
One would think that certain things should go without saying. For example, knowing not to shove a fork in a hot toaster is hopefully somewhat
Adopting a Holistic Wellness Approach to a Healthier You
When it comes to health maintenance, images of salads and gym memberships most likely come to mind. Holistic wellness, however, goes much deeper by viewing
Gratitude – Key to a Positive Mindset
Life brings incredible experiences, but also its fair share of challenges. Maintaining a positive outlook can sometimes feel like climbing a mountain. But there is
Spring Forward: Adjusting Your Routine for Daylight Saving Time
As we approach spring, it’s time to prepare for the annual shift in daylight saving time (DST). This year, clocks spring forward by one hour
Creating a Positive Start to Your Day
The first moments of your day set the tone for the hours that follow. As author F. Scott Fitzgerald aptly observed, “You are not what
Inspirational women who make the world a better place
The world is filled with incredible women who use their voices, talents, and unwavering determination to make a positive impact. From advocating for social justice
Spring fitness ideas
Spring is a season of renewal and growth, which means it’s the perfect time to incorporate some fresh ideas into your fitness routine. As the
Tips for a Stress-Free Tax Season Experience
As tax season rolls around, do you find yourself scrambling to find receipts at the last minute or digging up old forms to remember what
Embracing Our Roles: Renewing Our Commitment to Sustainable Living
We’ve all heard the mantras: “Go green!” “Reduce your carbon footprint!” But sometimes, these global calls to action can feel overwhelming. Where do we even
5 Simple Ways to Boost Your Immune System (and 1 unusual way)
Research suggests that people who prioritize healthy habits to support their immune systems will experience an average of eight healthy years of life. That’s a
Fueling Your Mind with Brain-Boosting Foods
Do you ever feel like your memory isn’t quite as sharp as it used to be? You’re not alone. As we age, it’s natural to
Art of Mindful Eating: Transform Your Meals, Transform Your Life
Imagine this: you’re on vacation, finally unwinding on a pristine beach. Crystal-clear waves lap at the shore, and a gentle breeze carries the scent of
The Rise of Urban Gardening
Our cities teem with life, but sometimes greenery can feel scarce. Thankfully, there’s a growing trend that is transforming our otherwise concrete jungles into mini-oases:
How to Avoid Muscle Loss as You Age
Let’s face it, after 50, birthdays seem to come a little faster, and the mirror might not always reflect the youthfulness we feel inside. But,
How to Improve the Air Quality in Your Home
Did you know that the Environmental Protection Agency (EPA) has reported that indoor air pollution can be two to five times more concentrated than outdoor
Embrace Strong Bones: Tips for Lifelong Health
If you are an avid yoga practitioner, you may have heard the phrase, “The spine is the highway to the infinite.†About 100 years ago,
How to Fall Back Asleep After Waking in the Middle of the Night
There’s nothing quite like the frustration of waking up in the middle of the night, feeling wide awake while the rest of the world slumbers
Safeguard Your Medicare Number: A Guide to Avoiding Fraud and Protecting Your Benefits
Medicare numbers are our gateway to vital healthcare services. But just like your Social Security number, they’re confidential and require us to protect them since
How Milestones Can Affect Your Coverage Needs
Hair metal bands were just emerging as part of the latest music genre in 1981, the year Jeff graduated. Fresh out of college, Jeff was
Health Insurance 101: A Guide for Recent Graduates
Graduation is an exciting milestone that marks the beginning of a new chapter, usually entering the workforce. As you wade into the job market, securing
Easy & Creative Ideas to Refresh Your Home for Summer
Warmer days, longer evenings, and a renewed sense of energy mean summer is upon us. It is also the perfect time to shake off the
The Importance of Preventive Care Coverage: How Your Health Insurance can Save You Money in the Long Run
Let’s face it, we’re not the best at prioritizing preventive healthcare. A whopping **one-third of adults** in the US skip recommended preventive care services due to
Navigating Insurance Renewals: Tips for Reviewing Your Policies
Insurance policies form a crucial safety net in our lives, protecting our health, homes, and financial well-being. Yet many of us treat policy renewals as
Managing Chronic Conditions: How Health Insurance Can Help You Stay Healthy All Year Round
Did you know that according to the CDC, 6 in 10 adults are living with a chronic illness? Living with a chronic condition can be
Emergency Preparedness: How Insurance Can Provide Peace of Mind During Crises
“The world is so unpredictable. Things happen suddenly, unexpectedly. We want to feel we are in control of our own existence. In some ways we
The Future of Work
How remote work is changing job dynamics and tips for working from home effectively The work landscape is rapidly evolving, but remote work remains center
Healthy Habits for the Summer: Tips for Utilizing Your Health Insurance Benefits
As the temperature rises and days grow longer, summer presents the perfect opportunity to focus on your health and well-being. Many of us overlook the
The Evolution of Insurance: Trends and Innovations Shaping the Industry
I’ve witnessed firsthand the remarkable transformation of the insurance industry over the years. Today, I’d like to share some exciting trends and innovations that are
Understanding Your Health Insurance Deductible: Tips for Making the Most of Your Coverage
Health insurance is a complex financial tool. When applied properly, it provides a valuable safety net for your financial well-being. At the heart of most
Insurance Myth Busters: Debunking Common Misconceptions about Coverage
In the complex world of insurance, myths and misconceptions can lead to costly mistakes. Today, we’ll shed some light on four of the most common
Understanding Co-Pays vs. Coinsurance: Making Sense of Your Health Insurance Costs
Navigating the world of health insurance can often feel like looking into the Matrix. To help, I want to discuss two terms that frequently cause
Protecting Your Investments: The Role of Insurance in Wealth Management
In today’s uncertain world, building and preserving wealth requires more than just smart investments. Insurance plays a crucial role in protecting your hard-earned assets and
Healthy Living on a Budget: How Insurance Can Help You Save on Wellness Expenses
Life moves fast, and maintaining a healthy lifestyle can sometimes feel like a luxury. But what if I told you that your insurance could be
The Impact of New Technology on Insurance
Remember the 2002 sci-fi thriller “Minority Report,” where predictive technology revolutionized law enforcement by reporting crimes before they happened? While we’re not quite there yet, the insurance
Recent posts
Navigating Medicare Parts: A Beginner’s Guide
Telehealth Innovations: Expanding Rural Access
