Question 1

Do you help with renewals?

Accepted Answer

Yes, we assist with annual renewals, rate reviews, and plan adjustments.

Question 2

Are prescription benefits included?

Accepted Answer

Yes, most group plans include drug coverage, with tiered formularies for cost control.

Question 3

Do you offer self-funded plans?

Accepted Answer

Yes, we can help determine if a self-funded or level-funded plan is right for your business.

Question 4

How do I get a quote?

Accepted Answer

Just contact us—we'll gather basic info and provide customized group plan proposals.

Question 5

What happens if my company grows?

Accepted Answer

We help you scale your benefits strategy as your company and team size evolve.

Question 6

Are there ACA compliance concerns?

Accepted Answer

Yes, and we help you stay compliant with ACA requirements and reporting.

Question 7

Do you assist with wellness programs?

Accepted Answer

Yes, we can help integrate wellness incentives and health risk assessments.

Question 8

Can group plans include HSA or FSA options?

Accepted Answer

Yes, many group plans can be paired with Health Savings or Flexible Spending Accounts.

Question 9

What if I already have a plan?

Accepted Answer

We can evaluate your current plan and help you compare alternatives for cost savings or improved benefits.

Question 10

Is HR support included?

Accepted Answer

Yes, we offer tools and support for HR tasks like onboarding and benefits tracking.

Question 11

Can I offer health insurance to part-time workers?

Accepted Answer

Some carriers allow part-time employee eligibility depending on the group setup.

Question 12

Can employees keep coverage if they leave?

Accepted Answer

COBRA allows former employees to temporarily continue group coverage at their own cost.

Question 13

Are dental and vision available in group plans?

Accepted Answer

Yes, many group plans include dental and vision or offer them as add-ons.

Question 14

Do you offer group health plans for businesses?

Accepted Answer

Yes, we help small, mid-size, and large employers set up customized group health insurance packages.

Question 15

Do group plans offer better rates?

Accepted Answer

Group plans often provide more affordable rates and better benefits compared to individual coverage.

Question 16

Can you help with employee enrollment?

Accepted Answer

Yes, we guide both employers and employees through the enrollment process.

Question 17

What size businesses do you serve?

Accepted Answer

We work with small employers (2-50 employees) and large groups, tailoring solutions for each.

Question 18

Can you assist with compliance and benefits education?

Accepted Answer

Yes, we provide ongoing employer support, including compliance guidance and employee onboarding materials.

Question 19

What’s included in a group health plan?

Accepted Answer

Group health plans typically cover medical, prescription, dental, and vision, depending on the package.

Question 20

How much does individual insurance cost?

Accepted Answer

Costs vary based on plan type, location, age, and whether you qualify for subsidies.

Question 21

Do I need insurance if I’m healthy?

Accepted Answer

Yes, having coverage protects you financially from unexpected medical costs.

Question 22

Can college students get individual insurance?

Accepted Answer

Yes, we help students find affordable individual plans that meet their unique needs.

Question 23

Is maternity care included?

Accepted Answer

Yes, all ACA-compliant plans include maternity and newborn care.

Question 24

How do I renew my coverage each year?

Accepted Answer

We'll contact you before Open Enrollment to review and renew or adjust your policy.

Question 25

What’s the difference between on-exchange and off-exchange plans?

Accepted Answer

On-exchange plans are listed on the government marketplace, while off-exchange are sold directly by insurers.

Question 26

Are telehealth visits covered?

Accepted Answer

Most modern plans include telehealth services, and we can help you choose a plan with that benefit.

Question 27

What is a deductible?

Accepted Answer

It's the amount you pay out-of-pocket before your insurance starts covering expenses.

Question 28

Can I get help choosing the right plan?

Accepted Answer

Absolutely. Our licensed agents guide you through plan comparisons and applications.

Question 29

What’s the difference between bronze, silver, gold, and platinum plans?

Accepted Answer

These tiers reflect cost-sharing. Bronze has lower premiums but higher out-of-pocket costs, while platinum offers more coverage but higher premiums.

Question 30

Can I switch plans later?

Accepted Answer

Yes, you can switch during Open Enrollment or if you experience a qualifying life event.

Question 31

Are pre-existing conditions covered?

Accepted Answer

Yes, under ACA guidelines, pre-existing conditions are covered without higher premiums.

Question 32

Can I keep my doctor?

Accepted Answer

It depends on the plan network. We can help you choose a plan that includes your preferred providers.

Question 33

What does individual insurance typically cover?

Accepted Answer

Most plans include doctor visits, hospital stays, emergency services, preventive care, and prescriptions.

Question 34

What is individual health insurance?

Accepted Answer

Individual health insurance is coverage you buy on your own, not through an employer, to help cover medical expenses.

Question 35

What types of plans are available?

Accepted Answer

We offer PPOs, HMOs, High-Deductible Health Plans, and more from leading insurance providers.

Question 36

When can I enroll?

Accepted Answer

You can enroll during Open Enrollment or a Special Enrollment Period if you experience a qualifying life event.

Question 37

How do I qualify for a subsidy?

Accepted Answer

Your eligibility for a government subsidy depends on household income and family size under ACA guidelines.

Question 38

Can I cover my entire family?

Accepted Answer

Yes, we offer plans that can include you, your spouse, and dependents for comprehensive coverage.

Question 39

What services does Wilson & Company Insurance offer?

Accepted Answer

We provide a wide range of insurance solutions including health insurance, Medicare plans, dental & vision, short-term medical, HRAs, annuities, and more for individuals, families, and businesses.

Question 40

Where is your company based?

Accepted Answer

Wilson & Company is headquartered in Georgia and serves individuals, families, and businesses across the U.S. with personalized insurance solutions.

Question 41

How can I schedule a consultation?

Accepted Answer

You can easily book a free consultation by visiting our website and clicking the 'Schedule a Call' button or by calling our office directly.

Question 42

Do you charge for consultations?

Accepted Answer

No, our consultations are always free. We're here to help you find the right plan without any upfront cost.

Question 43

Are your agents licensed?

Accepted Answer

Yes, all of our insurance professionals are fully licensed and experienced in helping clients choose the best coverage for their needs.

Question 44

Do you work with multiple insurance carriers?

Accepted Answer

Absolutely. We partner with numerous top-rated insurance companies to offer you the best options and prices.

Question 45

What makes Wilson & Company different from other agencies?

Accepted Answer

We focus on tailored solutions, long-term client relationships, and unmatched expertise in individual and group health plans.

Question 46

Can you help me compare plan options?

Accepted Answer

Yes, we provide side-by-side comparisons to help you understand the benefits, costs, and limitations of each plan.

Question 47

Do you offer virtual appointments?

Accepted Answer

Yes, we offer virtual consultations for your convenience, so you can meet with us from anywhere.

Question 48

How do renewals work?

Accepted Answer

We review your policy annually and help you adjust or renew it based on changes in your health or coverage needs.

Question 49

What if I’m unhappy with my current plan?

Accepted Answer

We can help you evaluate alternatives and switch to a more suitable plan during open enrollment or qualifying events.

Question 50

Do you offer assistance during the application process?

Accepted Answer

Yes, we guide you step-by-step through the application process to ensure everything is submitted correctly and on time.

Question 51

What is your client support policy?

Accepted Answer

We're here for ongoing support even after you enroll, whether it's claims, billing issues, or coverage questions.

Question 52

Do you only serve Georgia clients?

Accepted Answer

No, we serve clients across multiple states and are licensed to assist in several regions across the U.S.

Question 53

How do I get started?

Accepted Answer

Just fill out our contact form or schedule a free call. We'll take it from there and walk you through the next steps.

5.0

(323 Ratings & Reviews)

We are hosting our Annual Medicare Meetings!

Get Your Free Copy

Frequently Asked Questions About Insurance

Frequently Asked Questions

Categories

Frequently Asked Questions

Wilson & Company Insurance, LLC

Useful Links

Contact Info

Social Networks

Copyright © 2026 | Designed & Hosted by Bizzbuzz.ai